19Sep

Chirp

More than 50,000 financial connections in the US & Canada. With the ability to connect to payment apps, saving apps, budgeting apps, credit unions, traditional banks, neo-banks and branchless financial institutions. Chirp will allow consumers to share transactions via Chirp with a continuous 24/7 financial institution connection. Data is securely transferred and maintained. Chirp does […]
19Oct

DecisionLogic

Our service provides the ability to verify a borrower’s identity, bank account number and balance in real-time. It also provides access to up to 365-days of borrowers’ bank account transaction history with a layer of advanced analytics that lead the industry. This automated real-time process empowers you to make fast and accurate decisions critical to the […]
12Jan

flinks

Assessing creditworthiness has been a tedious chore for lenders, especially when it comes to first-time borrowers. Lenders need to collect data from different sources, review inconsistencies, not to mention manually calculate cash flow. Flinks can accelerate your underwriting by up to 30%*. We transform transaction data into real-time insights focusing on income, risk, and fraud. […]
19Sep

Edge

Traditional risk metrics fall short for nearly half the U.S. Almost half the U.S. population is unserved or underserved by traditional risk scoring methods that look only at past payments and balances of credit accounts as a proxy for future risk. By looking beyond a credit score, Edge provides insight into financial activities and behaviors […]
07Dec

MicroBilt

No one knows alternative credit like we do. For over 40 years MicroBilt has been helping business assess and manage risk. We were a pioneer in the now exploding alternative credit data space and as such have refined our products and services to deliver true business value. Today Microbilt is a registered consumer credit reporting […]