Partner Spotlight: DecisionLogic
DecisionLogic is a financial technology company specializing in real-time bank account verification and intelligent risk scoring. Modern lending is increasingly data-driven and automated, where speed, accuracy, and risk control are core competencies. DecisionLogic is a critical technology partner helping lenders improve decision-making, efficiency, and greatly reduce operational costs.
Their suite of underwriting tools is available throughout the loan lifecycle and supports a variety of key functions:
- Through Drop-out Notifications and Bank Change Notifications, lenders can identify abnormal interruptions or risk signals in the borrower’s application process in real time, optimizing conversion rates and reducing churn.
- First Payment Default Score uses account history and behavioral data to assess a borrower’s default risk prior to loan disbursement, helping reduce early-stage bad debt while increasing small-dollar loan opportunities that historically may have been overlooked.
- With Balance Notifications, account activity can be continuously tracked even after loan disbursement, enhancing post-loan management, reducing ACH bounce rates, and streamlining collection strategies.
By integrating with the Answers Etc. system, customers can seamlessly access DecisionLogic’s pivotal features to confidently fund more loans, faster, and with lower risk, all without additional development or third-party interfaces.
Our partnership with DecisionLogic is helping more lenders achieve the goal of “more loans, less burden.” It’s not just about product integration; it reflects our shared commitment to advancing intelligent financial technology for the entire lending industry. Doing better business; today, tomorrow, and in the future.
