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Partner Spotlight: LendAPI

LendAPI is a fintech company focused on lending process automation, helping financial institutions and lending platforms quickly build, configure, and optimize their lending operations through modular API services. Its offerings cover the entire loan lifecycle—from account opening, product configuration, and risk assessment to compliance verification and contract generation.

LendAPI’s core capabilities include:

· Code-free product builder: supports the rapid creation of diverse loan products and approval logic.

· Intelligent decision engine and variable management tools: enable real-time approvals and personalized risk control.

· KYC/AML validation, contract auto-generation, and e-signing integration: simplify the compliance process.

· API-first architecture: developer-friendly, with comprehensive documentation and a sandbox environment for fast integration and deployment.

Currently, Answers is a certified partner of LendAPI, and both parties have established stable cooperation in system integration, interface connectivity, and process coordination. Through this integration, Answers platform users can directly access many of LendAPI’s core functions to flexibly build end-to-end intelligent lending workflows. 

This partnership demonstrates Answers’ foresight and capability in building an open financial technology ecosystem. We will continue to strengthen our collaboration with LendAPI to deliver efficient, compliant, and agile digital lending solutions for our clients. 

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The Hidden Cost of Payment Friction in Consumer Lending

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